Zaidwood Capital

How Much does an Erisa Compliance Service Cost for Small Businesses?

The provided content does not list specific dollar amounts or pricing tiers for ERISA compliance services, other than noting that outsourcing offers predictable fees compared to the variable costs of in-house management. While the text does not state a total service price, it highlights several specific financial costs and penalties that small businesses should consider when weighing compliance expenses:

  1. Penalties for non-compliance can be severe, reaching up to 100 percent of taxes due for violations.
  2. Late Form 5500 filing penalties are significant, with the U.S. Department of Labor (DOL) able to assess fines ranging from $2,400 to $2,670 per day.
  3. Correction programs have varying costs. The Self-Correction Program (SCP) for minor errors is described as low or no cost, while the Voluntary Fiduciary Correction Program (VFCP) for significant issues requires formal filing fees.
  4. Administrative requirements, such as completing Schedule H or I, are triggered once plan assets exceed $250,000.

For small businesses, the content suggests that outsourcing to a professional service can provide access to specialist expertise and automated tools that help avoid these steep penalties.


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